Medical Insurance
See: NMSU Medical Insurance Plans or NM Insurance Exchange Plan
Medical Insurance Plans
Coverage is offered through the State of New Mexico’s benefit program. The State of New Mexico has contracted with ERISA, a third party administrator (ph: 855-618-1800), to manage the medical/prescription and dental programs. Employee premium contributions are based on employee’s annual salary and a percentage of the total premium cost is paid by the University.
Eligibility
This benefit is available to eligible employees and their dependents. Eligible employees are considered regular status employees and non-regular term appointment employees working 30 hours or more per week. Eligible dependents may include spouse, qualified domestic partner, children to age 26 (the end of the month in which age 26 is attained), and disabled children age 26 or older.
Enrollment
New eligible employees may enroll by completing and submitting the Benefit Enrollment/Waiver Form / Benefit Enrollment/Waiver Form Effective 7/1/2026 within their first 31 days of employment . Benefits are effective the first pay period after 30 days of employment. Otherwise, existing employees may enroll annually during the open enrollment process (fall) or due to a change in status/qualifying event.
Administrative Rules Related to this Benefit
ARP 8.21 - Group Medical Insurance
HIPAA Privacy Notice
Read the HIPAA Privacy Notice to learn more about how medical information about you may be used and disclosed and how you can get access to this information.
Notice of Creditable Coverage
Annual Notice of Creditable Coverage for Medicare-eligible participants
NMSU Medical Insurance Plans
Employees may choose between the following NMSU offered plans:
Prescription Benefits are included with medical plan through CVS CareMark, regardless of which medical plan is selected. Please see the Prescription Insurance page for more information.
Medical Insurance Carriers |
2026January 1, 2026 - June 30, 2026 |
2026-2027July 1, 2026 - June 30, 2027 |
|
Presbyterian HMO |
Presentations 2026-2027 Presbyterian Presentation 2026-2027 Presbyterian Open Enrollment Video Flyers & Documents 2026-2027 Presbyterian Benefit Summaries |
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BlueCross BlueShield HMO BlueCross BlueShield PPO |
2026 HMO Presentation ( Spanish)
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Presentations 2026-2027 BCBS Open Enrollment Video 2026-2027 BCBS Open Enrollment Presentation Flyers & Documents |
| United Healthcare |
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Presentations 2026-2027 UHC Open Enrollment Video Flyers & Documents |
I have chosen a plan and I want to:
Complete the Benefit Enrollment Form Now / Benefit Enrollment Form Effective 7/1/2026
Change my benefits due to change in status/qualifying event
Enroll as part of the Open Enrollment process
Register for New Employee Orientation and get help enrolling in benefits
rev 1.14.26