Medical Insurance

See: NMSU Medical Insurance Plans or NM Insurance Exchange Plan

Medical Insurance Plans

Healthcare professional in purple scrubs holding a clipboard, with a stethoscope around their neck.

Coverage is offered through the State of New Mexico’s benefit program. The State of New Mexico has contracted with ERISA, a third party administrator (ph: 855-618-1800), to manage the medical/prescription and dental programs. Employee premium contributions are based on employee’s annual salary and a percentage of the total premium cost is paid by the University.

Eligibility

This benefit is available to eligible employees and their dependents. Eligible employees are considered regular status employees and non-regular term appointment employees working 30 hours or more per week. Eligible dependents may include spouse, qualified domestic partner, children to age 26 (the end of the month in which age 26 is attained), and disabled children age 26 or older.

Enrollment

New eligible employees may enroll by completing and submitting the Benefit Enrollment/Waiver Form /  Benefit Enrollment/Waiver Form Effective 7/1/2026  within their first 31 days of employment . Benefits are effective the first pay period after 30 days of employment. Otherwise, existing employees may enroll annually during the open enrollment process (fall) or due to a change in status/qualifying event.

Insurance Premium Rates
2026-2027 Insurance Premium Rates

Compare Medical Plans 2026 Short Plan Year
Compare Medical Plans 2026-2027

Administrative Rules Related to this Benefit

ARP 8.21 - Group Medical Insurance


HIPAA Privacy Notice

Read the HIPAA Privacy Notice to learn more about how medical information about you may be used and disclosed and how you can get access to this information.

Notice of Creditable Coverage

Annual Notice of Creditable Coverage for Medicare-eligible participants


NMSU Medical Insurance Plans

Employees may choose between the following NMSU offered plans:
Prescription Benefits are included with medical plan through CVS CareMark, regardless of which medical plan is selected. Please see the Prescription Insurance page for more information.

Medical Insurance Carriers

2026

January 1, 2026 - June 30, 2026

2026-2027

July 1, 2026 - June 30, 2027

Presbyterian HMO
Group Number: GR001291
1-888-275-7737

2026 Presentation

Additional resources

Presentations

2026-2027 Presbyterian Presentation

2026-2027 Presbyterian Open Enrollment Video

Flyers & Documents

2026-2027 Presbyterian Benefit Summaries

Presbyterian HDHP Silver Plan

Presbyterian HMO Gold Plan

Presbyterian PPO Gold Plan

Presbyterian HMO Clear Cost Platinum Plan

Additional resources

BlueCross BlueShield HMO
Group Number: N66004
1-877-994-2583

BlueCross BlueShield PPO
Group Number: 26602
1-877-994-2583

2026 HMO Presentation ( Spanish)

BCBS HMO Additional resources

 

2026 PPO Presentation ( Spanish)

BCBS PPO Additional resources

Presentations

2026-2027 BCBS Open Enrollment Video
2026-2027 BCBS Open Enrollment Video, Spanish

2026-2027 BCBS Open Enrollment Presentation
2026-2027 BCBS Open Enrollment Presentation, Spanish

Flyers & Documents

BCBS HDHP PPO Silver Plan

BCBS HMO Gold Plan

BCBS PPO Gold Plan

BCBS Clear Cost Platinum Plan

Additional resources

United Healthcare

 

Presentations

2026-2027 UHC Open Enrollment Video

UHC 2026-2027 Presentation

Flyers & Documents

UHC HDHP PPO Silver Plan

UHC HMO Gold Plan

UHC PPO Gold Plan

UHC Clear Cost Platinum Plan

Additional resources