Medical Insurance
See: NMSU Medical Insurance Plans or NM Insurance Exchange Plan
Medical Insurance Plans
Coverage is offered through the State of New Mexico’s benefit program. The State of New Mexico has contracted with ERISA, a third party administrator (ph: 855-618-1800), to manage the medical/prescription and dental programs. Employee premium contributions are based on employee’s annual salary and a percentage of the total premium cost is paid by the University.
Eligibility
This benefit is available to eligible employees and their dependents. Eligible employees are considered regular status employees and non-regular term appointment employees working 30 hours or more per week. Eligible dependents may include spouse, qualified domestic partner, children to age 26 (the end of the month in which age 26 is attained), and disabled children age 26 or older.
Enrollment
New eligible employees may enroll by completing and submitting the Benefit Enrollment/Waiver Form within their first 31 days of employment . Benefits are effective the first pay period after 30 days of employment. Otherwise, existing employees may enroll annually during the open enrollment process (fall) or due to a change in status/qualifying event.
Administrative Rules Related to this Benefit
ARP 8.21 - Group Medical Insurance
HIPAA Privacy Notice
Read the HIPAA Privacy Notice to learn more about how medical information about you may be used and disclosed and how you can get access to this information.
Notice of Creditable Coverage
Annual Notice of Creditable Coverage for Medicare-eligible participants
NMSU Medical Insurance Plans
Employees may choose between the following NMSU offered plans:
Prescription Benefits are included with medical plan through CVS CareMark, regardless of which medical plan is selected. Please see the Prescription Insurance page for more information.
Medical Insurance Carriers |
2024 |
2025 |
---|---|---|
Presbyterian HMO |
Included with Presbyterian HMO |
Included with Presbyterian HMO |
BlueCross BlueShield HMO |
Included with BCBSNM HMO |
Included with BCBSNM HMO |
BlueCross BlueShield PPO |
Included with BCBSNM PPO |
Included with BCBSNM PPO |
Cigna OAP |
Cigna OAP not available for 2025 |
|
Cigna OAPIN |
Cigna OAPIN not available for 2025 |