Medical Insurance

See: NMSU Medical Insurance Plans or NM Insurance Exchange Plan

Medical Insurance Plans

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Coverage is offered through the State of New Mexico’s benefit program. The State of New Mexico has contracted with ERISA, a third party administrator (ph: 855-618-1800), to manage the medical/prescription and dental programs. Employee premium contributions are based on employee’s annual salary and a percentage of the total premium cost is paid by the University.

Eligibility

This benefit is available to eligible employees and their dependents. Eligible employees are considered regular status employees and non-regular term appointment employees working 30 hours or more per week. Eligible dependents may include spouse, qualified domestic partner, children to age 26 (the end of the month in which age 26 is attained), and disabled children age 26 or older.

Enrollment

New eligible employees may enroll by completing and submitting the Benefit Enrollment/Waiver Form within their first 31 days of employment . Benefits are effective the first pay period after 30 days of employment. Otherwise, existing employees may enroll annually during the open enrollment process (fall) or due to a change in status/qualifying event.

Insurance premium Rates

Compare Medical Plans

Administrative Rules Related to this Benefit

ARP 8.21 - Group Medical Insurance


HIPAA Privacy Notice

Read the HIPAA Privacy Notice to learn more about how medical information about you may be used and disclosed and how you can get access to this information.

Notice of Creditable Coverage

Annual Notice of Creditable Coverage for Medicare-eligible participants


NMSU Medical Insurance Plans

Employees may choose between the following NMSU offered plans:
Prescription Benefits are included with medical plan through CVS CareMark, regardless of which medical plan is selected. Please see the Prescription Insurance page for more information.

Medical Insurance Carriers

2024

2025

Presbyterian HMO
GR001291
1-888-275-7737

Summary of Benefits

Included with Presbyterian HMO
Virta: Type 2 diabetes reversal
Sword Health

Included with Presbyterian HMO
Virta: Type 2 diabetes reversal
Sword Health

BlueCross BlueShield HMO
N66004
1-877-994-2583

BCBSNM HMO Plan

Included with BCBSNM HMO
Hinge Health Program
Catapult Health

Included with BCBSNM HMO
Hinge Health Program
Catapult Health

BlueCross BlueShield PPO
26602
1-877-994-2583

BCBSNM PPO Plan

Included with BCBSNM PPO
Hinge Health Program
Catapult Health

Included with BCBSNM PPO
Hinge Health Program
Catapult Health

Cigna OAP
3343553
1-800-244-6224

Cigna 2024 Open Enrollment Slides

 Cigna OAP not available for 2025

Cigna OAPIN
3343553
1-800-244-6224

Cigna 2024 Open Enrollment Slides

 Cigna OAPIN not available for 2025