Open Enrollment
2026-2027 Active Open Enrollment
April 6 - April 30
This year’s open enrollment will be Active meaning you must make selections for the 2026-2027 year in order to have coverages. If you do not make any changes, your current benefits will not continue for the upcoming plan year (July 1, 2026 - June 30, 2027).
Please note that group life, voluntary life and AD&D, and long-term disability insurance are not included in the open enrollment process.
New for 2026-2027
- Open Enrollment Dates: This open enrollment will run from April 6 - 30.
- Coverage Elections: Employees will make elections for state medical, prescription, and dental plans, as well as NMSU-administered plans (vision, flexible spending accounts, accident, and critical illness, and hospital).
- Plan Year Shift: Beginning July 1, 2026, benefits will align with the state’s fiscal year. Elections, contributions, deductibles, and out-of-pocket maximums will now follow a single plan year to support better planning and cost management.
- Salary tiers have been updated so that this year’s cost-of-living increase does not push employees into a higher contribution tier.
- New medical carrier and plan designs.
- New Pharmacy Benefit Manager, Evernorth (also known as Express Scripts, Inc.)
- New dental carrier and buy-up plan options.
- New Limited Purpose Flexible Spending Account and Health Savings Account options.
- New Pharmacy Benefit Manager, Evernorth (also known as Express Scripts, Inc.)
- New dental carrier and buy-up plan options.
- Voluntary Benefits: Voluntary benefits through Unum (accident, critical illness, and hospital) have been renewed with lower rates and expanded hospital coverage.
Quick Links
- 2026-2027 Open Enrollment Memo 3/31/2026
- 2026-2027 State of New Mexico Open Enrollment Presentation
*NMSU does not participate in the State of NM vision plan - 2026-2027 NMSU Open Enrollment Presentation
- Benefits Calculator Effective 7/1/2026
- 2026-2027 Medical Comparison Grid
- 2026-2027 Dental Comparison Grid
- 2026-2027 Pharmacy Comparison Grid
- 2026-2027 Insurance Premium Rates
- Glossary of Benefit Terms
- 2026-2027 Open Enrollment FAQ
Upcoming Events
- Zoom Q&A Sessions: Every weekday, April 13 – April 30, 2026 at 11:00-11:30 am & 3:00-3:30 pm
- Live Carrier Event: April 10, 2026 9:00 AM – 1:30 PM, presentations will be from 10:30-12:30, Hardman Jacobs Rooms 125 & 126 & via Zoom
Key Dates
- Open Enrollment: April 6 - 30, 2026
- Live Carrier Event: April 10, 2026 9:00 AM – 1:30 PM
- Zoom Q&A Sessions: Every weekday, April 13 – April 30, 2026 at 11:00-11:30 am & 3:00-3:30 pm
- Benefits Effective Date: July 1, 2026 – June 30, 2027
- First Payroll Deduction: Exempt – July 15, 2026; Non‐exempt – July 30, 2026, 9-Month Faculty - August 31, 2026
- Benefit Counselors available starting April 15, 2026 - Schedule Here
Enrollment
Scan the QR code. Or to self-enroll, visit http://www.employeenavigator.com/, click here for self-enroll instructions, or to speak to a benefit counselor call 877-700-8136 (Unum call center),or set up an appointment with a benefit counselor click here.
Employee Navigator tutorial video
- Log in or first time users register as a new user, use company identifier NMSU
- Start Open Enrollment and click “Save and Continue” to move to the next benefit
- After reviewing your enrollment summary, click to sign
Medical
2026-2027 Medical Comparison Grid
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Presbyterian |
2026-2027 Presbyterian Presentation 2026-2027 Presbyterian Open Enrollment Video 2026-2027 Presbyterian Benefit Summaries |
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BlueCross BlueShield |
2026-2027 BCBS Open Enrollment Video (Spanish) |
| United Healthcare |
Prescription Insurance
2026-2027 Pharmacy Comparison Grid
| Evernorth (also known as Express Scripts, Inc.) |
Flexible Spending Accounts & Health Savings Accounts
Dental
2026-2027 Dental Comparison Grid
Vision
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Vision Service Plan (VSP) |
Voluntary Benefits
Unum
800-635-5597
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Critical Illness 2026-2027 Flyer (Spanish) |
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Hospital Insurance 2026-2027 Flyer (Spanish) |
Employee Assistance Program (EAP)
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GuidanceResources |
ComPsych Open Enrollment Presentation (Spanish) ComPsych Open Enrollment Presentation Video (Spanish) |