Critical Illness
A group critical illness plan helps prepare you for the added costs of battling a specific critical illness.
Eligibility
This benefit is available to eligible employees and their dependents. Eligible employees are considered regular status employees and non-regular term appointment employees working 30 hours or more per week. Eligible dependents may include spouse, qualified domestic partner, children to age 26.
Enrollment
New eligible employees may enroll by completing and submitting online enrollment within their first 31 days of employment. Coverage is effective 1st of the month following 30 days of benefit-eligible employment. Late enrollment is not available. If you do not enroll within your new hire opportunity, you may enroll during the next annual Open Enrollment period.
Premium Deductions
Coverage is provided on a monthly basis, and premiums will be deducted through payroll monthly. Exempt employees will see their deduction on the paycheck issued for the 15th of the month, Non-Exempt employees will see their deduction on the paycheck issued at the end of the month. If you leave employment, your coverage will continue until the end of the month in which your employment terminates. Premium deductions for 9-month faculty & staff of calculated by multiplying the monthly rate by 12 and dividing by 9.
Coverage Options:
- Employee Coverage is either $10,000 or $20,000.
- Spouse/Domestic Partner Coverage is 50% of employee coverage, either $5,000 or $10,000. The employee must elect the minimum coverage to add a spouse/domestic partner.
- Eligible Dependent Child Coverage is 50% of the Employee Coverage. Children can remain covered until their 26th birthday. They are covered for all the same illnesses plus these specific childhood conditions: cerebral palsy, cleft lip or palate, cystic fibrosis, down syndrome and spina bifida. The diagnosis must occur after the child’s coverage effective date.
Provider Unum | www.unum.com
To file a claim: File via the mobile application: Mobile Claim Flyer | Online at www.unum.com | Call 800-635-5597
Provider Plan Information/Handouts:
Unum Critical Illness (Spanish)
Unum Be Well Benefit (Spanish)
Unum Critical Illness Video (Spanish)
Unum voluntary benefits slides
Unum Critical Illness Certificate Booklet