Critical Illness

White blossoms on a branch against a blue sky over an agricultural field with distant mountains.

A group critical illness plan helps prepare you for the added costs of battling a specific critical illness. 

 

Eligibility

This benefit is available to   eligible employees and their dependents . Eligible employees are considered regular status employees and non-regular term appointment employees working 30 hours or more per week. Eligible dependents may include spouse, qualified domestic partner, children to age 26.

Enrollment

New eligible employees may enroll by completing and submitting online enrollment within their first 31 days of employment . Coverage is effective 1 st of the month following 30 days of benefit-eligible employment. Late enrollment is not available. If you do not enroll within your new hire opportunity, you may enroll during the next annual Open Enrollment period.

Premium Deductions

Coverage is provided on a monthly basis, and premiums will be deducted through payroll monthly. Exempt employees will see their deduction on the paycheck issued for the 15th of the month, Non-Exempt employees will see their deduction on the paycheck issued at the end of the month. If you leave employment, your coverage will continue until the end of the month in which your employment terminates. Premium deductions for 9-month faculty & staff of calculated by multiplying the monthly rate by 12 and dividing by 9.

Coverage Options:

  • Employee Coverage is either $10,000 or $20,000.
  • Spouse/Domestic Partner Coverage is 50% of employee coverage, either $5,000 or $10,000. The employee must elect the minimum coverage to add a spouse/domestic partner.
  • Eligible Dependent Child Coverage is 50% of the Employee Coverage. Children can remain covered until their 26 th birthday.  They are covered for all the same illnesses plus these specific childhood conditions: cerebral palsy, cleft lip or palate, cystic fibrosis, down syndrome and spina bifida. The diagnosis must occur after the child’s coverage effective date.

Provider

2026

January 1, 2026 - June 30, 2026

2026-2027

July 1, 2026 - June 30, 2027

Unum
800-635-5597

2026 Presentatio Unum Critical Illness
Unum Critical Illnes, Spanish

Unum Be Well Benefit
Unum Be Well Benefit, Spanish

Unum Critical Illness Video
Unum Critical Illnes Video, Spanish

Unum voluntary benefits slides

Unum Critical Illness Certificate Booklet

Critical Illness 2026-2027 Flyer
Critical Illness 2026-2027 Flyer, Spanish

Be Well Benefit 2026-2027 Flyer
Be Well Benefit 2026-2027 Flyer, Spanish

How to File a Claim for Unum Benefits
How to File a Claim for Unum Benefits, Spanish

Unum Critical Illness Certificate Booklet

To file a claim: File via the mobile application: Mobile Claim Flyer | Online at www.unum.com | Call 800-635-5597