Critical Illness


A group critical illness plan helps prepare you for the added costs of battling a specific critical illness. 



This benefit is available to eligible employees and their dependents. Eligible employees are considered regular status employees and non-regular term appointment employees working 30 hours or more per week. Eligible dependents may include spouse, qualified domestic partner, children to age 26.


New eligible employees may enroll by completing and submitting online enrollment within their first 31 days of employment. Coverage is effective 1st of the month following 30 days of benefit-eligible employment. Late enrollment is not available. If you do not enroll within your new hire opportunity, you may enroll during the next annual Open Enrollment period. 

Coverage Options:

  • Employee Coverage is either $10,000 or $20,000.
  • Spouse/Domestic Partner Coverage is 50% of employee coverage, either $5,000 or $10,000. The employee must elect the minimum coverage to add a spouse/domestic partner.
  • Eligible Dependent Child Coverage is 50% of the Employee Coverage. Children can remain covered until their 26th birthday.  They are covered for all the same illnesses plus these specific childhood conditions: cerebral palsy, cleft lip or palate, cystic fibrosis, down syndrome and spina bifida. The diagnosis must occur after the child’s coverage effective date.

Provider Unum |

To file a claim: File via the mobile application: Mobile Claim Flyer | Online at | Call 800-635-5597

Provider Plan Information/Handouts:
Unum Critical Illness (Spanish)
Unum Be Well Benefit (Spanish)
Unum Critical Illness Video (Spanish)
Unum voluntary benefits slides
Unum Critical Illness Certificate Booklet

Critical Illness Insurance through Aflac ended effective December 31, 2022.

Effective January 1, 2023 Critical Illness Insurance is available from Unum. Employees previously enrolled in Aflac were not automatically be enrolled in the Unum Critical Illness. Enrollment during Open Enrollment was required.

Previous Provider: Aflac Group Insurance    |    Website:    |    ph: (800) 433-3036

Previous Plan Information

This is a summary description of benefits available to eligible New Mexico State University employees. This information does not set a contractual commitment of benefits.NMSU reserves the right to interpret, change, modify, amend, or rescind these guidelines in whole or in part at any time without the consent of employees. If you have questions concerning benefits, please contact the Benefit Services department.

Contact Benefit Services: Benefits is a division of HR Services located at Hadley Hall, Room 17 | MSC 3HRS Ph: 575.646.8000 | Email: