Retiree Benefits

 

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Retiree Medical Insurance

 

2017 Plan Information

Preferred Provider Plan (PPO)

PPO Plan Summary

2017 PPO Plan Rates

Virtual Visit Information

PPO Plan Document

 

Medigap Plan G

Medigap Plan G Summary

2017 Medigap Plan G Rates

2017 Blue Medicare Rx Formulary – subject to change

Medigap Plan G Plan Document

NOTE: The Center for Medicare/Medicaid Services allows enrollment in only one Medicare Part D plan at a time. If at any time you enroll in another Part D product, CMS will notify NMSU. NMSU will cancel you from both the medical and prescription program provided through NMSU. Once cancelled you cannot re-enroll at a later date.

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2016 Plan Information

The Medicare Carve Out plan will be changing to a Medigap Plan G effective January 1, 2016:

• The coverage under the Medicare Medigap Plan G will only cover approved Medicare Services from a provider that accepts Medicare assignment.
• All restrictions under Medicare will now apply to the NMSU MCO/Medigap plan G (see plan summary).
• The Medigap Plan G will continue to cover your Part A (hospital) deductible.
• An annual deductible for Part B (outpatient) services of $147 (this could be subject to change for 2016 per the Centers of Medicare and Medicaid (CMS).
  • Once the deductible has been met each calendar year, Medicare will generally cover 80% of the Part B (outpatient) medical services and, BCBSNM will pay the remainder of the charge.
• Services not covered by Medicare will not be covered by BCBSNM on the NMSU Medigap Plan G.
• Limited coverage outside the United States (see plan summary).
• New cards will be issued with new group number of 265002 or 265003.

Identification Number:
MAG######### (does not change from current number)
Group Number: 265002 or 265003 (new)

NOTE: The Center for Medicare/Medicaid Services allows enrollment in only one Medicare Part D plan at a time. If at any time you enroll in another Part D product, CMS will notify NMSU. NMSU will cancel you from both the medical and prescription program provided through NMSU. Once cancelled you cannot re-enroll at a later date.

Retiree Life Insurance

Provider: Dearborn National
For questions or to file a claim contact Benefit Services at 575-646-8000 or benefits@nmsu.edu.

To change your beneficiary, complete the Beneficiary Change Form and submit it to Benefit Services via fax at 575-646-2806 or mail to P.O. Box 30001, MSC 3HRS, Las Cruces, NM 88003.

More Resources: Retiree Term Life Insurance Booklet & Certificate | Online Will Preparation | Travel Resource Services | Beneficiary Resource Services

 

 

Insurance Committee

The Insurance Committee is a sub-committee of NMSU Employee Council charged with investigating, evaluating, and making recommendations to Employee Council involving matters and policies affecting employee and retiree insurance. Inquiries for the Insurance Committee may be emailed to empcouncil@nmsu.edu.

 

 

Educational Assistance

Retiree and Spouse/Domestic Partner

Retirees of NMSU are eligible for tuition remission benefits for themselves and their spouse/domestic partner. Retirees may take up to a full load of classes (18 credit hours) per session for free. Retiree spouses/qualified domestic partners are eligible to take one class if the retiree does not take any classes during the same session.

The benefit does not cover additional fees such as ASNMSU fees or the purchase of course required textbooks or software. Retirees are responsible for payment of any general or additional fees incurred as part of the registration in the class(es). To see a list of the scheduled fees, please visit the University Accounts Receivable website at http://uar.nmsu.edu/tuition-fees/.

To utilize this benefit retirees must complete and submit a Retiree Tuition Remission Form every session before the deadlines below. Failure to timely submit a waiver will result in full tuition billed to the student account.

• FALL session – November 1st
• SPRING session – April 1st
• SUMMER session – August 1st

Dependent Children of Retiree

Dependent children of a retiree may receive a 50% reduction in tuition for NMSU courses up to 18 credit hours per semester. Please see the Child Tuition page for full details.

 

Long Term Care

The objective of this program is to offer retirees affordable coverage that will provide meaningful benefits for most long-term care expenses. This insurance is intended to complement health care plans by providing benefits for extended care resulting from long-term, chronic illnesses or injuries that Medicare and health care plans are not designed to cover. Long-term care insurance helps offset the costs of care that a person may need at home, in an adult day care center, a nursing home or in an assisted living/residential care facility. Long-term care consists mostly of “custodial care,” or assistance with daily activities, such as bathing and dressing, rather than medical care that would be covered by insurance such as Medicare or a health plan.

Provider

Genworth Financial
Website: https://longtermcare.genworth.com/fiveseries/login.do
Ph: (800) 416-3624 (Dedicated NMSU Customer Service line Monday – Friday 6:00am – 6:00pm)

Eligibility

Official NMSU Retirees are eligible. Retirees must be less than age 80 at time of enrollment. Family members may be eligible for coverage. See Genworth enrollment site for details.

Enrollment

Enrollment must be completed through the Genworth enrollment site. A personal ID and password will be required. Please contact Human Resources at (575) 646-8000 and be prepared to provide your Aggie ID number.

Resources

• Planning Ahead

 

 

Discounts & Memberships

Retirees have access to the following discounts and memberships. The items ending in an asterisk (*) indicate benefits that are available to spouses and surviving spouses of retirees.