Retiree Benefits

NOTICE: Retiree health insurance coverage will no longer be provided for employees hired on or after July 1, 2016.


New Mexico State University (NMSU) is excited to announce that we will be offering you the opportunity to enroll in a voluntary dental and voluntary vision plan through Blue Cross and Blue Shield of New Mexico (BCBSNM) effective January 1, 2021.  Please review the below dental and vision plan documents. To enroll submit the Dental/vision enrollment form to NMSU Benefits Office by November 20, 2020.

NMSU Benefit Services

PO Box 30001 MSC 3HRS

Las Cruces, NM 88003

or fax to 575-646-2806




Retiree Memo 10/12/2020

BCBS Dental/Vision Enrollment Application

BCBS Dental Insurance Highlight Sheet

BCBS Vision Insurance Highlight Sheet

2021 BCBS Dental and Vision Rate Sheet

BCBS Dental Provider Directory for Las Cruces

BlueCare Dental Enhanced Benefit Member Flier  /  BlueCare Dental Enhanced Benefit Member Flier –Spanish

BlueCare Dental PPO Member Flier  /  BlueCare Dental PPO Member Flier – Spanish

Vision Benefit Information and ResourcesVision Benefit Information and Resources – Spanish

Vision Benefits Made Easy / Vision Benefits Made Easy – Spanish

Vision Frequently Asked Questions / Vision Frequently Asked Questions – Spanish

Vision Insurance Summary of Benefits / Vision Insurance Summary of Benefits – Spanish





Return to Work Options May 20, 2020

NMERB Retiree Return to Work Program: The 12 consecutive month layout period for employees who retired after January 1, 2001, remains unchanged. Application process required; if approved, the retiree will receive a copy of the approved RTW application to provide to the employer. Employee and employer pay nonrefundable contributions.

NMERB Retiree working .25 FTE or less: No waiting period required, application process required; if approved, the retiree will receive a copy of the approved RTW application to provide to the employer. No contributions are required by employee/employer. If the employee is working for other NMERB employers, the FTE will be combined with the FTE of all other employers. The resulting FTE must not exceed .25 FTE for any month of the fiscal year.

NMERB Retiree earning less than $15,000: There is a required 90 consecutive day layout period from the employee’s retirement date, application process required; if approved, the retiree will receive an approved copy of the RTW application to provide to the employer. No contributions are required by employee/employer. If the employee is working for other NMERB employers, the gross earnings will be combined with the gross earnings of all other employers. The resulting gross earnings must be less than $15,000 for the fiscal year.

Below are links to a Return to Work information sheet for NMERB retirees and newly revised Return to Work forms:

Return to Work Information for NMERB Retirees

Return to Work Application

Return to Work Withdrawal Application

NMSU Quick Guide Hiring Retirees

More info at

***Prior to returning to work or providing services to an ERB employer, the retired member must file an application and obtain approval from NMERB. Failure to do so will result in suspension of retirement benefits and the retired member will be required to repay benefits paid during the employment

Retirees – please direct your questions to or 1-866-691-2345

NMERB Retirement Seminar Presentation

Note from ERB: Please send any questions this Retirement Seminar Presentation might have prompted to, and write “Retirement Seminar Question” in the subject line. We plan to answer your questions and post them on our “Frequently Asked Questions” page on a periodic basis.

Retiree Town Hall Meeting

NMSU Benefit Services held a question and answer meeting for all interested parties regarding the retiree medical insurance program on November 2019.

Download the Presentation (PowerPoint)

Las Cruces Community Health Resources

We are pleased to announce programs that will allow our retirees expedited access to local clinics for health related issues. All services will be billed through your insurance carrier and are subject to your specific plan rules. See the Las Cruces Health Resources page for details.

Return to Work Retiree (RTW)

If you are a NMERB RTW or a retiree being re-hired with the RTW exception, see ARP 6.15 – Re-Employment of Retirees.

Retiree Medical Insurance

Provider: BlueCross BlueShield of NM

Phone for PPO & Medigap Plan G: 1-866-369-6678
Phone for Medigap Plan G Part D: 1-877-838-3833

NOTICE: Retiree health insurance coverage will no longer be provided for employees hired on or after July 1, 2016.

2020 & 2021 Plan Information

NM COVID-19 flier


Preferred Provider Plan (PPO)

2020 PPO Plan Summary

2020 PPO Plan Rates

2021 PPO Plan Summary

2021 PPO Plan Rates

PPO Plan Document

Creditable Coverage Disclosure Notice

Medigap Plan G

2020 Medigap Plan G Summary

2020 Medigap Plan G Rates

2021 Medigap Plan G Summary

2021 Medigap Plan G Rates

2020 Blue Medicare Rx Formulary – subject to change

Medigap Plan G Plan Document

NOTE: The Center for Medicare/Medicaid Services allows enrollment in only one Medicare Part D plan at a time. If at any time you enroll in another Part D product, CMS will notify NMSU. NMSU will cancel you from both the medical and prescription program provided through NMSU. Once cancelled you cannot re-enroll at a later date.


Retiree Life Insurance

Provider: Dearborn National
For questions or to file a claim contact Benefit Services at 575-646-8000 or

To change your beneficiary, complete the Beneficiary Change Form and submit it to Benefit Services via fax at 575-646-2806 or mail to P.O. Box 30001, MSC 3HRS, Las Cruces, NM 88003.

More Resources: Retiree Term Life Insurance Booklet & Certificate | Online Will Preparation | Travel Resource Services | Beneficiary Resource Services


Insurance Committee

The Insurance Committee is a sub-committee of NMSU Employee Council charged with investigating, evaluating, and making recommendations to Employee Council involving matters and policies affecting employee and retiree insurance. Inquiries for the Insurance Committee may be emailed to


Educational Assistance

Retiree and Spouse/Domestic Partner

Retirees of NMSU are eligible for tuition remission benefits for themselves and their spouse/domestic partner. Retirees may take up to a full load of classes (18 credit hours) per session for free. Retiree spouses/qualified domestic partners are eligible to take one class if the retiree does not take any classes during the same session.

The benefit does not cover additional fees such as ASNMSU fees or the purchase of course required textbooks or software. Retirees are responsible for payment of any general or additional fees incurred as part of the registration in the class(es). To see a list of the scheduled fees, please visit the University Accounts Receivable website at

To utilize this benefit retirees must complete and submit a Retiree Tuition Remission Form every session before the deadlines below. Failure to timely submit a waiver will result in full tuition billed to the student account.

  • FALL session – November 1st
  • SPRING session – April 1st
  • SUMMER session – August 1st

Dependent Children of Retiree

Dependent children of a retiree may receive a 50% reduction in tuition for NMSU courses up to 18 credit hours per semester. Please see the Child Tuition page for full details.


Discounts & Memberships

Retirees have access to the following discounts and memberships. The items ending in an asterisk (*) indicate benefits that are available to spouses and surviving spouses of retirees.